Your thirties are the most critical decade in your life. This is because you are still young enough to put in place investment strategies that can improve your financial standing in the future. There are many money traps you can fall into in your 30s as you are still young […]
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Long-term investments build wealth by ensuring your money grows over time. In addition, long term investments overcome global market challenges, hence securing your principal. High risks equate to higher returns, as in the current economy, investments deemed as safe often lose value to inflation. Growth is associated with risks and […]
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Getting a good mortgage rate is dependent on various factors. A lower refinancing rate equals to thousands of dollars in savings as a homeowner. The mortgage refinancing rates are subject to market vulnerabilities. Due to the financial constraints, the interest rates have significantly reduced due to monetary policies placed by […]
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COVID-19 has impacted negatively on our finances. The majority of the global population is now worried about putting food on their families’ tables and meeting their daily needs, let alone worrying about mortgage and loan repayments. Families have resorted to using up savings to take them through this tough financial […]
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Population is exploding, over 50% of the continents population is under the age of 20 yrs. Total population of Africa is about 1.3 billion and about 17% of the world’s population.Did you know the worlds 10 youngest countries are all in Africa? Niger, Uganda, Chad, Angola, Mali, Somali, Gambia, Zambia, […]
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For me, it all comes down to delayed gratification. The lack of financial discipline will have you headed for one of two things: either you’ll end up broke or your financial disaster will be soon arriving. The Importance of Financial Discipline I think we all have our hard-headed ways about […]
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Everything is negotiable when it comes to bills. Negotiate your life and all aspects when it comes to paying a bill. I’m going to go over a few examples of how I have applied negotiating bills that I pay for every month and how I went about negotiating them. Every […]
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Nobody likes to go into debt, true? Unfortunately, however, keeping those prominently red marks out of your account books is often easier said than done. And if we are honest with ourselves, we will agree that debt is not something that happens overnight, out of nowhere or just coincidentally. It […]
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Rich ; Having abundant possessions ; abundantly supplied with resources, means or funds. Wealth is the abundance of valuable resources or valuable material possessions I start by plagiarizing and updating one of Chris rocks lines in his stand up. Lebron is rich, The person(s) who write his checks are wealthy. […]
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This goes out to all those savers out there. Nothing is wrong with saving but acquiring money does not stop there. I need for you to have a plan of action. One rule that you should always live by is to Never ever let money just sit. Always have your […]
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